FD & RD KYC Documents

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KYC & Documentation

To comply with “Know your customer” guidelines for NBFCs prescribed by the Reserve Bank Of India, the first applicant should provide a certified copy of ID proof and Address proof.
Any one of the following KYC documents (which contains the photograph of the concerned first depositor) can be submitted for identification and proof of residential address.

Anyone of the documents to be submitted for ID & Address Proof:

Permanent Account Number or Form No. 60 as defined in Income-tax Rules, 1962 (Please refer point 9(b)).

Photograph needs to be submitted at the time of placing of fresh deposit/renewal, if not submitted earlier.

Copy of any OVD (Officially Valid Document) containing details of his identity and address:

List of OVD documents:

  1. Passport
  2. Driving License
  3. Voter ID
  4. Job card issued by NREGA duly signed by an officer of the State Government
  5. Aadhaar Card.
  6. Letter issued by the National Population Register containing details of name and address.

Where the OVD mentioned above does not have updated address, the following additional documents can be submitted for the limited purpose of proof of address (The Depositor shall submit OVD with current address within a period of

  1. Pension payment orders
  2. Property or Municipal Tax receipt
  3. Letter of allotment of accommodation from employer issued by State or Central Government departments, statutory or regulatory bodies.
  4. Documents issued by Government departments of foreign jurisdictions and letter issued by Foreign Embassy or Mission in India.
  5. Latest Utility bill which is not more than two months old of any service provider (electricity, telephone, post-paid mobile phone, piped gas, water bill).